Employment Opportunities

Credit Analyst II

We are a growing $2B community bank seeking an experienced Credit Analyst who is energized by financial statements, tax returns, cash flow, collateral, repayment capacity, and the story behind the numbers. This role is ideal for an experienced credit analyst who brings strong analytical judgment, works independently, and is committed to deepening their expertise in credit analysis and underwriting.

You will partner closely with lenders and credit leadership.  Your value will come from objective, well-supported underwriting, thoughtful risk identification, and clear credit presentations that help the bank make sound lending decisions.

What You’ll Do

• Analyze borrower and guarantor financial statements, tax returns, borrowing base information, rent rolls, collateral documentation, and related financial data.
• Prepare accurate spreads, global cash flow analysis, repayment capacity analysis, collateral analysis, and risk assessments for commercial, commercial real estate, and/or SBA credit requests.
• Develop clear, well-supported credit presentations that summarize financial performance, credit strengths, risks, mitigating factors, and recommended structure.
• Complete renewals, annual reviews, loan modifications, covenant testing, and monitoring of existing credit relationships.
• Identify trends, exceptions, policy considerations, and early warning indicators that may affect credit quality.
• Work collaboratively with lenders while maintaining independent judgment and a strong credit discipline.
• Support consistent underwriting standards, documentation quality, and sound portfolio management practices.

What We’re Looking For

• Bachelor’s degree in accounting, business, economics, or a related field; equivalent experience may be considered.
• Several years of commercial credit analysis, commercial underwriting, loan review, or closely related financial analysis experience.
• Familiarity with loan policy, regulatory expectations, credit risk ratings, covenants, and portfolio monitoring.
• Experience with financial spreading software, core banking systems, and credit presentation platforms.
• Ability to interpret complex financial information and translate it into clear, practical credit conclusions.
• Comfort asking detailed questions, challenging assumptions, and documenting the “why” behind a credit recommendation.
• Strong written communication skills and the ability to present analysis in a concise, organized, and balanced manner.
• A preference for deepening expertise in credit, underwriting, and portfolio risk rather than pursuing a production-focused lending career path.

Why Join Us?

We’re committed to building long-term careers and relationships. You’ll enjoy competitive pay, comprehensive benefits—including medical, dental, vision, 401(k) with company match—paid holidays, PTO, and opportunities for growth. Become part of a team that values your expertise and invests in your future.

Bank of Wisconsin Dells is an Equal Opportunity Employer.

YOU MUST APPLY THROUGH OUR ONLINE PORTAL TO BE CONSIDERED.

Applications must be received by 11/04/2026

Controller

We are seeking a detail-oriented and reliable Controller to join our Accounting team. This role is responsible for supporting accurate financial reporting, maintaining strong accounting records and controls, and serving as a trusted accounting resource across the organization.  This position works closely with the Director of Accounting and collaborates with departments throughout the bank.  This position is 100% onsite.

What You’ll Do

• Review invoices, accruals, prepays, tax estimates, and other accounting entries for accuracy and proper accounting treatment.
• Support the annual budgeting process and provide accounting and finance recommendations to leadership.
• Maintain and review accounting records related to the bank’s investment portfolio, including securities activity, accruals, safekeeping, pledging, and bond accounting reports.
• Assist with regulatory reporting, exams, audits, Call Report support, FRY reports, and Summary of Deposits reporting.
• Monitor the bank’s daily liquidity position, prepare cash position reporting, and support funding and collateral processes.
• Serve as a backup resource for assigned accounting and financial reporting functions.

What We’re Looking For

• Associate degree in Business, Accounting, or a related field.
• Five or more years of related finance/accounting experience, or an equivalent combination of education and experience.
• Strong understanding of accounting principles, financial reporting, and accounting-related software.
• Proficiency with Microsoft Office, including spreadsheet and word processing tools.

Key Competencies

• Strong analytical skills, attention to detail, and process orientation.
• Ability to communicate clearly, work independently, manage priorities, and collaborate with staff at all levels of the organization.
• Sound judgment and the ability to identify and select appropriate courses of action within broad guidelines.
• Accountability and follow-through

Why Join Us?

We’re committed to building long-term careers and relationships. You’ll enjoy competitive pay, comprehensive benefits—including medical, dental, vision, 401(k) with company match—paid holidays, PTO, and opportunities for growth. Become part of a team that values your expertise and invests in your future.

Bank of Wisconsin Dells is an Equal Opportunity Employer.

YOU MUST APPLY THROUGH OUR ONLINE PORTAL TO BE CONSIDERED.

Applications must be received by 11/04/2026

Credit Analyst I

Are you the kind of person who likes numbers to make sense, enjoys digging into financial statements, and finds satisfaction in a well-built spreadsheet? If so, this may be a great place to start your banking career. We are looking for a Credit Analyst to join our credit team. This role is ideal for someone with an analytical mindset—curious, detail-oriented, and comfortable working behind the scenes to help the bank make sound lending decisions.

What You’ll Do

• Review business and personal financial information, including tax returns, financial statements, credit reports, and related loan documents.
• Prepare credit presentations, cash flow analysis, financial spreads, and other reports used in the loan approval process.
• Analyze balance sheets, income statements, trends, ratios, collateral values, repayment capacity, and overall credit risk.
• Work closely with lenders, credit officers, and loan support staff to gather information and complete accurate, timely analysis.
• Maintain organized credit files and support annual reviews, renewals, and ongoing portfolio monitoring.
• Learn the bank’s credit policies, procedures, loan documentation standards, and regulatory expectations.

What We’re Looking For

• A bachelor’s degree in Accounting, Business Administration, Economics, or a related field.
• Coursework or internship experience involving accounting, financial statement analysis, or business analytics.
• Strong attention to detail and pride in producing accurate, well-organized work.
• Comfort working with numbers, spreadsheets, reports, and financial documents.
• Good judgment, curiosity, and the ability to ask thoughtful questions when something does not add up.
• Strong written communication skills and the ability to explain financial information clearly.

This Role May Be a Good Fit If You

• Enjoy accounting, financial analysis, and understanding the story behind the numbers.
• Enjoy focused, analytical work that supports sound credit decisions.
• Like structure, accuracy, documentation, and solving problems using facts and data.
• Want to build a strong foundation in credit and risk analysis
• Are interested in a career path that could grow into senior credit analysis, credit administration, portfolio management, loan review, or risk management.

Why Join Us?

We’re committed to building long-term careers and relationships. You’ll enjoy competitive pay, comprehensive benefits—including medical, dental, vision, 401(k) with company match—paid holidays, PTO, and opportunities for growth. Become part of a team that values your expertise and invests in your future.

Bank of Wisconsin Dells is an Equal Opportunity Employer.

YOU MUST APPLY THROUGH OUR ONLINE PORTAL TO BE CONSIDERED.

Applications must be received by 10/28/2026

Bank of Wisconsin Dells is an Equal Opportunity Employer.

Bank of Wisconsin Dells Mission:
To remain an independent community bank committed to the financial needs and future success of our customers while providing a positive work environment for employees and a fair return to our stockholders.